One product live · more in build

The software that runs India’s licensed businesses.

Insurance brokers. Money changers. Security agencies. Diagnostic labs. To trade, they need a government licence — and they must prove, any day the regulator asks, that they followed the rules. Most still run on paper, Excel and WhatsApp. We build each one real software that runs the daily work and keeps the proof automatically.

● Live in production Insurance broking Running on a broker’s own IRDAI appointments
Live today

BrokingOS

The operating system for insurance brokers · IRDAI

A broker sells policies from many insurers. BrokingOS puts the whole job in one place: compare quotes, issue the policy, collect the premium, and run a full team of agents — all under the broker’s own brand and website.

It is live now, issuing real motor policies for a licensed broker, connected to six insurers through that broker’s own codes.

Visit brokingos.com

The products

One engine. A product for each licensed trade.

Underneath, these businesses are the same: they sell someone else’s product, work through agents, and keep records a regulator can inspect. We built that core once, for insurance. Now we put an industry-specific product on top — starting with the trades that have no software today and need no one’s permission to build.

01 BrokingOS Insurance brokers — live in production today. IRDAI · open ↗
In development
ForexDeskRBI

For money changers. Run the currency counter, flag suspicious deals, and file the RBI and FIU reports.

No software exists for this today

GuardOSPSARA

For security agencies. Build guard rosters, keep an audit-ready file on every guard, bill each site.

No software exists for this today

ValuerOSIBBI

For registered valuers. Manage assignments, write standards-compliant reports, keep the evidence file.

No software exists for this today

LabDeskNABL

For diagnostic labs. Track every sample, release reports with sign-off, run collection centres.

Regulated · fragmented tools

RemitOSRBI

For remittance payout agents. Pay out money, verify who receives it, reconcile the day’s cash.

No software exists for this today

PracticeOSICAI · ICSI

For CA and CS firms. Every client’s filings and deadlines in one calendar, with document requests.

Regulated · fragmented tools

MandiBookAPMC

For mandi commission agents. Record arrivals, run the auction, print farmer payment slips.

No software exists for this today

WarehouseOSWDRA

For agri-warehouses. Issue deposit receipts, keep the stock ledger, grade produce, face the lender.

No software exists for this today

KrishiDealerState · Agri

For agri-input dealers. Billing, batch and expiry, subsidy records, and the farmer credit book.

Regulated · fragmented tools

Why one company builds all of them

We built the hard parts once.

Taking money safely, paying agent commissions, keeping an audit trail, walling off each customer’s data from the next — every licensed business needs these, and they are the parts that are hardest to get right and take years to trust. They are already built, and already running in production. A new industry is a new screen on top — not a new company, and not another year of plumbing.

Payments & prepaid walletTake premiums and top-ups, hold a running balance, never lose a rupee of it.
Agent network & payoutsUnlimited agents in a hierarchy, with commissions calculated and paid out.
Audit trailAn append-only record of everything, for the day a regulator asks to see it.
Data isolationEach customer’s data sealed from every other’s — checked on every release.
Own brand & domainEvery customer runs it as their own product, on their own website.
Recurring billingMonthly plans and mandates, handled without anyone chasing an invoice.

Our one promise

We will never compete with the businesses we build for.

A lot of the software sold to brokers is made by companies that are also brokers. That means your software vendor is chasing the same customers you are — and they can see your whole book of business while they do it.

That will never be us. We are only a software company. We hold no broking, banking or trading licence — in any industry — and we never will. We don’t sell what you sell, and your data is yours alone.

0
Licences we hold
in any industry we serve

Work with us

Run a licensed business on paper? Let’s fix that.

Tell us what you do and how you run it today. If we can build the software that runs it, we will — and you’ll be the one it’s built around.

info@kaulinnovationandtechnologygroup.com